Say "$12 for lunch" and it's logged instantly. Smart categories, recurring bills, budget tracking, and monthly insights — all 100% private on your device.
Tap the mic, speak naturally, and Zpend picks up the amount and category automatically. No forms, no menus.
Food, transport, health, housing — the ones you actually use, pre-loaded. Add and customise your own anytime.
6-month trend charts, month-over-month comparisons, projected spend, and top categories — all on one screen.
Set a spending limit for the month or per category. Watch your progress in real time and know when you're close to the edge.
Add your subscriptions and regular payments once. They auto-log every week, month, or year — always keeping your totals accurate.
No login, no loading. Your dashboard is there instantly — ready to track.
Tap the mic and speak. Or type it in. Zpend logs and categorises it instantly.
Your total, chart, and insights update live. No surprises at the end of the month.
Open and start tracking immediately. No account, no email, no password — ever.
Stored locally on your iPhone or synced to your personal iCloud. We never see it.
No analytics, no ads, no trackers. Zpend has no servers and collects nothing.
Voice input is 3× faster than tapping through menus. Just say it and move on.
6-month trends, projections, and comparisons — all on one clean screen.
Recurring payments auto-log so your totals are always accurate without effort.
Back up to your own iCloud or export as a spreadsheet — always your choice.
Designed for iPhone from the ground up. Clean, fast, and a joy to use every day.
Free to download. No account needed.
Available exclusively on iPhone.
Requires iOS 16 or later · Free with optional premium